Finding ATMs and Money Exchange on Gili Air: A Complete Guide To Get Indonesian Currency (IDR) Cash on The Island
- Gili Air
- Apr 5
- 3 min read
If you're planning a trip to Gili Air, one of the beautiful Gili Islands in Indonesia, it's essential to know where and how to access Indonesian Currency (IDR) cash during your stay. Gili Air is a popular destination for travelers seeking a laid-back vibe, crystal-clear waters, and unique cultural experiences. However, since it is a small island, you may find that accessing cash can be a bit tricky if you’re not familiar with the ATM and Money Exchange options available. In this guide, we’ll cover everything you need to know about ATMs and Money Exchanges on Gili Air, ensuring you're well-prepared to manage your finances during your visit.
Yes, there are ATMs on Gili Air, but they are limited in number and can sometimes run out of cash, especially during peak tourist seasons. The most common ATMs on the island belong to major Indonesian banks like BNI, Mandiri, and CIMB Niaga.

Locations of ATMs on Gili Air:
Near the Harbor on the main street: There are some Bank Mandiri ATMs close to the harbor area where most visitors arrive.
Near the harbor on the southeast area, you can find ATMs from CIMB Niaga Bank on the way you want to go to the east side of Gili Air.
Main Street Areas: Some ATMs From BNI Bank can be found along the island’s main pathways inside the Mini mart.
On the East Side: If you are around the East side you can find ATMs from Mandiri Bank close to Raja Bar.
On the North Side: You can find CIMB Niaga ATMs on the North Side Close to Pj's Bar.
Important Tips for Using ATMs on Gili Air:
Carry Cash as a Backup: ATMs may run out of money or experience connectivity issues.
Every ATM has a different maximum transaction: From IDR 1.500.000 - 3.000.000, The biggest on CIMB Niaga ATMs on the north side IDR 3.000.000,-.
Use Machines from Reputable Banks: These are more reliable and have lower transaction fees.
Avoid Late-Night Withdrawals: Machines may be empty by the evening, especially during busy seasons.
ATM Transactions in Indonesia: Mostly, your card comes out first, and after that, your money comes out, so don't forget to take your card after the transaction.
Check for Skimmers: As with any travel destination, inspect the card slot before inserting your card.
Money Exchange Services on Gili Air
Unlike Bali or Lombok, Gili Air has limited official money exchange services. However, you can still exchange foreign currency at a few select locations.
Where to Exchange Money on Gili Air:
Money Exchange Shops on the main Street Close to the Harbor: Some small exchange offices near the harbor and along the main streets in front of Siti Shop offer currency exchange services.
Money Exchange in the Middle of Main Street: Some of the small souvenir shops in the middle of Main Street have a money exchange.
Tips for Money Exchange on Gili Air:
Compare Rates: Exchange rates can vary significantly, so check multiple locations before making a decision.
Avoid Street Exchange Offers: Stick to official exchange offices to prevent scams.
Bring Small Denominations: Some places may not accept large bills or may give a poor exchange rate for them.
Rates may not be as competitive as in Bali, so check before exchanging large amounts.
Lombok or Bali as an Alternative: If you are coming from Lombok or Bali, it’s advisable to exchange money there, where rates are generally better.
Best Practices for Handling Money on Gili Air:
Bring Enough Cash: Mostly on Gili Air the payment method by cash, especially if you visit a local restaurant or shop. The best way to withdraw money from Lombok or Bali before arriving on the island.
Use Digital Payments When Possible: Some businesses accept digital payments via apps like QRIS, or credit cards, though cash is still the preferred method.
Keep Emergency Funds: Store some cash safely in case of unexpected ATM issues.
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